Accepted Insurances at Real Talk Therapy Services
We accept a variety of plans, take a look below

Texas
BCBS of Texas – Est. 10/14/2025
Ambetter Texas – Est. 8/25/2025
Optum Medicaid Texas – Coming Soon
UHC Medicare Advantage – Coming Soon
WellCare by Allwell (Medicare Advantage) – Coming Soon
BCBS TX Medicare Advantage – Coming Soon
Humana Medicare Advantage – Coming Soon

New Mexico
Blue Cross Blue Shield of Massachusetts (Virtual Network)
Aetna
Quest Behavioral Health – Starts 8/8/2025
Horizon BCBS of New Jersey (Virtual Network )
Independence Blue Cross (PA – Virtual Network)

Texas and New Mexico
Anthem EAP (Bank of America)
Carelon Behavioral Health
Cigna
Humana Medicare Advantage – Coming Soon
United Healthcare (Optum) – Waitlist
Oxford (Optum) – Waitlist
Oscar (Optum) – Waitlist
Reduced-Rate Options
I believe therapy should be accessible. In addition to standard self-pay rates, I offer a limited number of reduced-rate sessions for patients with financial need and for members of the Open Path Collective. These reduced rates are available on a first-come basis and are not billed through insurance. If you would like to learn more or see if a reduced rate is available, please mention this in your Contact Form submission.